Cashflow Forecasting with AI
Analyzes your bank account, outstanding invoices, and recurring costs to generate a real-time cashflow forecast. Alerts you to potential liquidity shortfalls weeks before they occur, so you can course-correct in time.
At a glance
Up to 8 hours/week
time saving
Up to 12x within 3 months
expected ROI
Live in 2 weeks
from intake to production
GDPR-compliant
EU hosting & human-in-the-loop
Time savings and ROI are indicative and depend on your process, data and volume.
Before & after
From manual to automatic
SMB entrepreneurs are surprised by cashflow problems
- Bank statements, outstanding invoices, and recurring costs are in different systems, leaving no complete overview.
- Cashflow forecasts are made manually in Excel, become outdated within a week, and take hours each time to maintain.
- Liquidity problems become visible only when it is too late: salary payments are at risk or suppliers remain unpaid.
Real-time cashflow insight with automated forecasting
- Connects your bank account and accounting and automatically retrieves income, expenses, and outstanding items.
- Generates a rolling 13-week cashflow forecast that updates daily based on actual transactions.
- Sends proactive alerts for expected shortfalls: In 3 weeks your balance will fall below 10,000 EUR if invoice #1234 is not paid.
- All financial data is processed within the EU and fully GDPR-compliant. Read-only access only, never write access to your bank account.
Workflow
How it works
See how the agent moves through the process step by step — you stay in control of every decision.
Workflow in action
Cashflow Forecasting · Predict your cashflow weeks in advance with AI
Sync bank data and accounting
apiConnect bank & accounting
Retrieve outstanding invoices and recurring costs
analysisRecognize payment patterns
Analyze payment patterns with AI
dataGenerate 13-week projection
Generate 13-week rolling forecast
outputSignal shortfalls early
Send alerts for expected shortfalls
apiReal-time overview
0
Steps completed
5
Total steps
What it delivers
Prevent liquidity problems, make better decisions
The agent retrieves data from your accounting and bank account, combines it with outstanding invoices and recurring costs, and generates a forecast that automatically updates daily. You see in one dashboard if action is needed. The result: never again surprised by an empty bank account.
on manual Excel forecasts and bank checks
rolling forecast that updates daily
alert before liquidity problems
Figures are indicative and depend on your processes and volume.
Integrations
Works with your software
Connects Dutch accounting software with bank feeds and invoice status. Works with PSD2 connections for secure read access to bank data.
Accounting
Banks (PSD2)
Invoicing
Reporting
Frequently asked questions
What does the Cashflow Forecasting agent do, and how does it work in practice?
The agent connects to your bank account (via PSD2) and accounting software, and combines that data with your outstanding invoices and recurring costs into a rolling 13-week cashflow forecast that updates daily. You can also run what-if scenarios, such as a customer paying two weeks late or a planned investment, to see the impact on your cashflow immediately.
What does this agent cost?
Standard agents like this one start from €2,500; a custom implementation tailored to your systems starts from €5,000. You can start with a free AI scan to see which quick wins apply to your business.
How long does implementation take?
Implementation typically takes about 2 weeks: connecting your bank and accounting systems, validating the initial forecast, and setting up alerts.
Is it safe to connect my bank account, and how is my financial data protected?
Yes. The agent uses PSD2-compliant connections with read-only access only — it can never initiate payments or transfers. All data is processed within the EU in line with GDPR, and we can sign a data processing agreement if required.
Which systems does the agent integrate with?
The agent connects with Dutch accounting packages such as Exact Online, AFAS and Twinfield, PSD2 bank feeds including Rabobank, ING and ABN AMRO, and invoicing tools like Mollie and Stripe. Other systems can be added on request.
Does the agent take financial action on its own, or do I stay in control?
The agent flags expected shortfalls and unusual patterns, but never takes financial action itself. Every forecast and alert is reviewed by you or your finance team before any decision is made.
Can the forecast be tailored to my business, and what happens if a connected system changes?
The forecast model accounts for seasonal patterns specific to your business, such as retail peaks in Q4 or dips in B2B services over summer. We monitor performance and adjust the setup if your bank or accounting software changes its integration.
No matching agent? Have a custom AI agent built
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You work directly with Erwin Berkouwer, founder of UnifyAI — no account managers or junior consultants in between.
Erwin has 8+ years of experience in data and AI (banking, retail, e-commerce) and applies the same AI automation internally that he builds for clients. Per project he brings in the right specialist from his network.
Read more about Erwin and the way we workGet started with Cashflow Forecasting
Book a free 30-minute intake. We analyse your situation and put together a tailored proposal.